We offer extensive insurance services for Business

• Group Benefit Employee plans for small and large companies (as low as 2 people, or as large as 600)
• Group RRSP's and Pension Plans
• Customized disability, critical illness & Life Insurance plans for Business Owners, Trades, or Professionals (Dentists, Doctors, etc)
• Individual Health & Dental Plans
• Retirement and Succession Planning

We work with quality insurance companies to provide excellent service to make your life easy, reduce your taxes, and save you time. We shop for you!

We can and do work with other insurance professionals on a joint-case basis in the specialty areas of Disability and Group Benefit Insurance programs.

Transfer Coverage - Group Benefit Conversions

If you are about to lose your group benefit coverage due to retirement or otherwise, we do transfer/conversion plans to individual coverage with little or NO medical questions for health care/dental care benefits and life insurance as well.

Living Benefits:

• Disability Insurance to replace your lost income due to accidents or sickness
• Long Term Care Insurance which provides a daily benefit if you lose the ability to look after yourself and you require ongoing medical support to stay in your own home. It can also provide funds to pay for long term care facility fees if you cannot stay in your own home.
• Critical Illness Insurance which pays you a lump sum, tax free benefit should you suffer a life threatening illness such as heart attack, stroke, or cancer.

Life Insurance:

• low cost term life insurance
• Quality cash value life insurance that allows you to reduce taxes and increase your net worth at low risk (equity building policies)
• 10,15,20 year guaranteed payment plans
• We often solve 'hard to insure' situations. If you've been declined insurance, come see Ed.

Conservative Investments:

• Segregated Funds with principal guarantees
• Annuities, RRSP's, and RRIF's with guarantees